| Likewise to other countries such as UK, South Africa, | | | | under the same type of policy, nearly 949 critical |
| etc various causes of critical illness exist in East Asia. | | | | illness claims over 203,994 policies may have been |
| In East Asia also, probably most of the critical illness | | | | registered. Meanwhile, for rider policies, about 185 |
| claims come from cancer. Cancer may have made | | | | critical illness claims out of 292,806 policies could have |
| around 77 percent of critical illness claims from men. | | | | been made by men. As for women, about 238 critical |
| Meanwhile critical illness conditions such as heart | | | | illness claims out of 304,644 policies could have been |
| attack and renal failure may have also made some | | | | made. Generally, the claim rate for accelerated critical |
| casualties. They may have brought around 7 percent | | | | illness policies may be around 0.708 and for main |
| of critical illness claims respectively. | | | | policies the critical illness claims rate may be around |
| Furthermore, stroke and other critical illness conditions | | | | 0.915. |
| may have produced 4 percent and 5 percent of | | | | In addition to, as per Liu SY, 2000, the amount of |
| claims respectively. As for women, around 89 | | | | critical illness conditions covered in a policy may lead |
| percent may have claimed for a critical illness such as | | | | to the success of an insurance company offering |
| cancer. This rate is much higher than that of men. | | | | critical illness cover. Countries comprising of the East |
| This could be due to most women suffering from | | | | Asian market may now be offering critical illness |
| breast cancer. Additionally, women may have also | | | | policies that may be covering up to 36 critical illnesses. |
| made critical illness claims concerning renal failure, | | | | Furthermore, more than 50 different illnesses may |
| stroke, heart attack and other critical illness | | | | have been given to consumers as benefit triggers. |
| conditions. The respective percentages could be | | | | But in Taiwan, only seven core critical illness |
| represented as follows: 7 percent renal failure, 2 | | | | conditions may be accepted. These could be |
| percent stroke, 1 percent heart attack and finally 1 | | | | demonstrated as follows: cancer, stroke, heart |
| percent other critical illness conditions. | | | | attack, kidney failure, coronary artery bypass |
| As per Munich Re 2000, it had been noted that | | | | surgery, paralysis and major organ transplant. All the |
| accelerated critical illness policies may not be as | | | | other critical illnesses may be offered by most |
| exposed to critical illness risks than the main plans. | | | | companies in the East Asian market. |
| Thus, if the critical illness claims data is analysed for | | | | The implementation of additional benefits besides |
| the accelerated policies results may not be as | | | | original critical illness policies may have rather helped |
| accurate if compared with the results obtained from | | | | insurers to boost up critical illness cover sales. These |
| the main policy analysis. Therefore, critical illness | | | | benefits may not have been found on the policy |
| claims from accelerated policies may have been lower | | | | documents. These could have been given by the |
| than that of main policies. Let's have a look. | | | | insurers at the time of making an agreement for a |
| Results about critical illness claims for men insured | | | | particular critical illness cover. Some policies may have |
| under the main critical illness cover may have been | | | | also added terminal illness as benefit triggers similar to |
| recorded. Around 736 claims out of 935,563 policies | | | | the UK where Total and Permanent Disability had |
| may have been made. Concerning women, insured | | | | been added. |