| Do you travel frequently? Swear by your credit card | | | | the card to, as some cards will offer travel reward |
| when traveling? If the answer to these questions is a | | | | points for auto rentals, purchasing gas, even |
| big, enthusiastic yes, and if you are looking for a new | | | | purchases at stores, on hotel stays, etc. this way, |
| card or about to embark on another of your trips, | | | | you can get a card that you will make the most of, |
| here are a few suggestions to help you choose the | | | | and which will help you save on the things you really |
| best travel credit card. | | | | will spend on, during your trips. |
| 1. Since you are likely to be visiting a number of | | | | 4. Some cards will also give you benefits even when |
| hotels, eateries, places of interest, markets, etc | | | | you're not the traveler. If people are traveling to |
| when traveling, you will need to use your card in a | | | | you-be it friends, family or job applicants, some cards |
| number of unfamiliar places. It becomes paramount in | | | | will provide reward points. |
| this situation that your card remain protected, since | | | | 5. Some cards also provide you cash advances that |
| there are a lot of people that are looking to swindle | | | | will be useful when you travel. In addition, some |
| tourists. For this reason, it is important to have a | | | | cards will also provide you travel insurance that |
| card with a good security program that will allow you | | | | covers worldwide emergencies like lost luggage, |
| not only to stop further transaction upon notification | | | | medical evacuation, etc that can be quite difficult |
| of loss, but also with a company that lets you | | | | otherwise. |
| dispute unauthorized transactions. Also look for | | | | 6. In addition, make sure to check whether you need |
| companies that offer zero liability in case of loss | | | | to have a carry-over balance at the end of the |
| theft of card. | | | | month to avail travel points. Also check whether |
| 2. While it may seem obvious, travel reward cards | | | | there is a minimum or a ceiling on the monetary value |
| are useful only if you travel a lot. If its some distant | | | | you can avail discounts on. |
| future you are planning the rare trip in, don't be | | | | 7. Also find out the schedule and value of travel |
| fooled into getting a travel reward card as the | | | | rewards on your credit card. For instance, do you |
| benefit you are likely to receive will be far exceeded | | | | have to wait till the end of the month for cash |
| by the higher APR or annual percentage rate you are | | | | rewards? |
| going to be paying on it. Beware of other hidden | | | | In general travel reward credit cards offer U.S. and |
| charges too. | | | | Canada round trip flights at the reward redemption |
| 3. In addition, check whether your travel reward card | | | | value of one single round trip ticket for every 25,000 |
| is specific to a particular kind of travel (often airline | | | | miles purchased on the card. So be sure to find out |
| travel or even a particular airline). The best thing to | | | | exactly what you want and choose a card |
| do is to anticipate what kind of use you want to put | | | | accordingly. And don't miss the fine print! |